Top 10 Reasons to Purchase Term Medical Insurance

  1. COBRA Alternative. Group coverage can be expensive. Once you leave your job, your employer is no longer required to help pay for it, leaving you with the whole bill. Healthy individuals can save a lot of money by purchasing Term Medical instead.
  2. Part Time Employee. If you’re waiting for more hours to qualify for your employer’s plan, Term Medical will help you bridge the gap.
  3. Temporary Employee. If you work for a temporary agency you probably don’t get health insurance thru work. Term Medical Insurance will protect you until you take a permanent position.
  4. Between Jobs. Most Term Medical plans allow you to begin coverage the very next day. If you plan on getting coverage thru another employer within the next 12 months, Term Medical may be for you.
  5. Recent College Graduate. If you just finished school and are actively searching for a new job, chances are your new employer will probably have health insurance for you once you’re hired. Get coverage between now and then.
  6. Just Got Hired. Most companies have a waiting period before you’re eligible for their health insurance. Term Medical Insurance is a great way to protect yourself until you qualify.
  7. Just Applied for Individual Health Insurance. Most individual health insurance plans will not provide immediate coverage. Providing an effective date for 30 days or more in the future gives them time to see if you qualify for their plan. Term Medical Insurance gives you coverage while you’re waiting.
  8. Child Only Coverage. Term Medical Insurance is a great way to provide inexpensive coverage to healthy children.
  9. Change in Family Status. Not all relationships work out. Whether due to a court order or otherwise, Term Medical Insurance offers affordable health insurance coverage during a difficult time.
  10. It’s Inexpensive. If a permanent solution is simply unaffordable, Term Medical Insurance provides a viable Major Medical solution until your financial status improves.